Setelah 8 bulan menunggu, akhirnya kartu kredit Bank of America (BofA) Atmos Rewards launching di tanggal 20 Agustus 2025 ini dan sesuai dengan ekspetasi saya, kartu ini sangat sangat luar biasa terutama untuk kartu ‘Summit’.
Sesuai dengan prediksi saya juga, kartu ini muncul dalam 3 (tiga) versi yaitu:
- BofA Atmos Rewards ‘Ascent‘ Visa Signature
- Bofa Atmos Rewards ‘Summit‘ Visa Infinite
- BofA Atmos Rewards ‘Business‘ Visa Signature
Masing-masing kartu dilengkapi dengan welcome bonus yang sangat masif yaitu dari 80.000 – 125.000 Atmos Rewards di mana nominal tersebut bisa saya pastikan lebih dari cukup untuk terbang one-way business class ke Eropa.
Saya akan membahas masing-masing kartu di artikel terpisah (ulasan kartu kredit) tetapi intinya adalah kartu kredit dari Bank of America (BofA) ini wajib wajib wajib wajib Anda miliki.
Muak dengan devaluasi kartu kredit Indonesia?
Bagus, miliki kartu kredit Amerika yang dijamin lebih kebal devaluasi.
Ingin status elit OneWorld Emerald sehingga Anda bisa akses lounge First Class maskapai Oneworld setiap saat?
Bagus, miliki kartu kredit BofA Atmos Rewards Summit Visa Infinite yang bisa memberikannya.
Ingin kartu kredit dengan earning rate Rp4.860/mile untuk semua jenis transaksi tanpa batasan perolehan atau penukaran?
Bagus, miliki kartu kredit BofA Atmos Rewards Summit Visa Infinite yang bisa memberikannya.
Ingin mengumpulkan Atmos Rewards (d/h Alaska MileagePlan) yang memiliki banyak sweet spot?
Bagus, miliki kartu kredit Bofa Atmos Rewards Ascent atau Summit ini.
Takut pengunaan kartu kredit Indonesia Anda disorot pajak?
BAGUS, miliki kartu kredit Amerika yang seperti kita semua tahu lebih ‘tersamarkan’.
Apapun itu, saya sangat excited dengan kartu kredit Bofa Atmos Rewards Summit Visa Infinite.
Sungguh kartu kredit terbitan Bank of America ini adalah kartu kredit Gamechanger yang bisa membuat Anda terbang business atau first class dengan biaya yang jauh lebih kecil dibandingkan dengan kartu kredit Indonesia.
Hal ini juga dikarenakan Atmos Rewards hampir sudah pasti tidak mengenakan fuel surcharge (YQ) untuk penerbangan dengan maskapai rekanannya, berbeda dengan rekan Oneworld-nya yaitu Cathay Pacific Asia Miles.
Berikut adalah detail dari masing-masing kartu yang saya kutip dari website Atmos Rewards:
Atmos Rewards Ascent Visa Signature
Limited time online offer – 80,000 bonus points! Get 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) with this offer.
To qualify, spend $4,000 or more on purchases within the first 120 days of opening your account.
Rewards to elevate your travel experience
- Annual $99 Companion Fare. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after you spend $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked on AlaskaAir.com.
- Free checked bag. Any cardholder who purchases Alaska and Hawaiian Airlines airfare with their card, and up to 6 additional guests traveling on the same reservation, may check their first bag free.
- Preferred boarding on Alaska Airlines flights so you can get to your seat quicker, when you pay for your flight with your card.
- Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases. Earn unlimited 2 points for every $1 spent on eligible gas, EV charging station, cable, streaming services and local transit (including ride share) purchases. And earn unlimited 1 point per $1 spent on all other purchases. And, your points don’t expire on active accounts.
- Earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
- Jet to status. Throughout 2025, earn one status point for every $3 spent on purchases, up to 30,000 status points total.
- Enjoy 20% back on all Alaska Airlines and Hawaiian Airlines inflight purchases and get $100 off an annual Alaska Lounge+ Membership when you pay with your new card.
- Earn and redeem across 1,000+ destinations worldwide with oneworld® Alliance member airlines and 30+ global partners.
- Flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
- Plus, no foreign transaction fees.†
Atmos Rewards Summit Visa Infinite
Limited time online offer – 100,000 bonus points! Get 100,000 bonus points and a Global 25,000-point (25K) Companion Award with this offer.
To qualify, spend $6,000 or more on purchases within the first 90 days of opening your account.
Welcome to a world of more
- Annual Global 25K Companion Award for a travel companion on the same itinerary, when booking travel using your Atmos™ Rewards points. Additionally, receive a Global 100K Companion Award every year you spend 60,000 or more on purchases in that anniversary year.
- Receive 8 Alaska Lounge passes and 8 Wi-Fi passes each year (2 of each per calendar quarter).
- Free checked bag for you and up to 6 guests traveling on the same reservation when you purchase Alaska or Hawaiian Airlines airfare with the card.
- Earn unlimited 3 points for every $1 spent on eligible Alaska Airlines, Hawaiian Airlines, dining and foreign purchases and unlimited 1 point for every $1 spent on all other purchases. Plus, earn a 10% rewards bonus on all points earned from card purchases if you have an eligible Bank of America® account.
- Get 10,000 status points every year on your account anniversary and earn 1 status point for every $2 spent on purchases.
- Up to $120 Airport Security Credit every four years in connection with the TSA PreCheck® or Global Entry trusted traveler programs.
- Receive a $50 voucher for Alaska Airlines flight cancellations or departure delays of 2 hours+.
- Pay no change fee when you need to make a same-day change to your Alaska Airlines flight plans – a savings of up to $50 per change.
- Flexibility with no blackout dates or redemption fees on Alaska Airlines, Hawaiian Airlines or partner airline flights when booking with points or a Global Companion Award.
- Plus, no foreign transaction fees.†
Atmos Rewards Visa Signature Business Card
Limited Time Online Offer – 80,000 Bonus Point + Companion Fare
- Get 80,000 bonus points and a $99 Companion Fare (plus taxes and fees from $23) after you make $5,000 or more in purchases within the first 90 days of opening your account.
- Annual $99 Companion Fare. Get a $99 Companion Fare (plus taxes and fees from $23) each account anniversary after spending $6,000 or more on purchases within the prior anniversary year. Valid on all Alaska Airlines and Hawaiian Airlines flights within North America booked only on alaskaair.com.
- Free checked bag. Any cardholder who purchases Alaska Airlines and Hawaiian Airlines airfare with their card, and up to 6 additional guests traveling on the same reservation, may check their first bag free.
- Enjoy preferred boarding for any cardholder on Alaska Airlines flights, so you can get to your seat quicker, when paying for the flight with your Atmos™ Rewards Business Card.
- Earn 3 points for every $1 spent on eligible Alaska Airlines and Hawaiian Airlines purchases, 2 points for every $1 spent on eligible gas, EV charging station, shipping and local transit (including rideshare) purchases, and 1 point per $1 spent on all other purchases.
- Earn a 10% rewards bonus on all points earned from card purchases if your company has an eligible Bank of America® small business account.
- Jet to elite status. Throughout 2025, earn one status point for every $3 spent on purchases, up to 30,000 status points total.
- Enjoy 20% back on Alaska Airlines and Hawaiian Airlines inflight purchases and get $100 off an annual Alaska Lounge+ Membership when you pay with your new card.
- With oneworld® Alliance member airlines and Alaska’s Global Partners, you can earn and redeem points to over 1,000 destinations worldwide.
- Flexibility with no blackout dates on Alaska Airlines and Hawaiian Airlines flights when booking with points or a companion fare.
- Plus, no international transaction fees and a low annual fee of $70 for the company and $25 per card†.
Baca juga: Kartu Kredit GameChanger Bofa Atmos Rewards Summit Visa Infinite
Baca juga: Kartu Kredit Bofa Atmos Rewards Ascent Visa Signature
Penutup
Dengan memiliki kartu kredit BofA Atmos Rewards Summit Visa Infinite, hidup Anda di dunia points & miles dapat dipastikan akan 100% lebih mudah.
Memang betul kartu kredit Amerika jauh lebih sulit dan tricky diajukan dibandingkan dengan kartu kredit Indonesia, tetapi ingatlah juga bahwa Good things in life don’t come easy yang berarti untuk bisa mendapatkan sesuatu yang bagus, Anda juga harus mengeluarkan usaha ekstra.
Beruntungnya Anda, PinterPoin memiliki solusinya melalui Advanced Masterclass yang mengajarkan cara memiliki kartu kredit Amerika (termasuk kartu BofA Atmos Rewards ini) bagi WNI cukup dengan visa turis B1/B2 😉
Apapun itu, ditunggu untuk detailed review dari masing-masing kartu dan juga pengumuman selanjutnya dari PinterPoin mengenai cara mengajukan kartu kredit Amerika yang akan dibahas pada Advanced Masterclass.
Sy tertarik
Tim PP, bahas Kartu Kredit HSBC dong tapi yg Luar Negeri. Karena mumpung status HSBC Premier itu bisa berlaku di seluruh negara.
Apakah susah dan banyak syarat untuk memiliki kartu kredit ini?
Kalau tidak saya akab mengikuti kelas nya nanti
Ae,
Tentu lebih susah dan ribet, tetapi seperti yang saya bilang “Good things don’t come easy”.